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FIRE Calculator: What if you move to another place?

Warning: your withdrawal rate is now set higher than your annual return rate! Reset to defaults

Financial Independence Calculator

You can retire at age 40 in ๐Ÿ‡ณ๐Ÿ‡ฌ Lagos, Nigeria with $236,415 net worth



Current age    Withdrawal rate     %
Current net worth
(assets — debt)
Debt interest rate     %
Current city     Annual investment return     %
Current monthly income
(net after tax)
Tax rate on investment returns     %
Current monthly spending
(in Bangkok)
Have a family?     Use cost of living for a family
Personalize?    Use your spending in Bangkok to estimate cost abroad (1.00x) Fat FIRE?     Retire luxuriously (5x cost)
Calculate


RankCityYearIn yearsRetirement age 4% WithdrawalCost of LivingNet worth
1.๐Ÿ‡ณ๐Ÿ‡ฌLagos, Nigeria2034+10y40 y/o$788/mo$787/mo$236,415
2.๐Ÿ‡ฆ๐Ÿ‡ทBuenos Aires, Argentina2036+12y42 y/o$925/mo$924/mo$277,519
3.๐Ÿ‡ฏ๐Ÿ‡ตOkayama, Japan2036+12y42 y/o$935/mo$934/mo$280,414
4.๐Ÿ‡ฒ๐Ÿ‡พKuala Lumpur, Malaysia2037+13y43 y/o$985/mo$984/mo$295,635
5.๐Ÿ‡ฏ๐Ÿ‡ตKagoshima, Japan2038+14y44 y/o$1,045/mo$1,044/mo$313,442
6.๐Ÿ‡ฐ๐Ÿ‡ทDaejeon, South Korea2038+14y44 y/o$1,048/mo$1,047/mo$314,534
7.๐Ÿ‡ฒ๐Ÿ‡ฝMexico City, Mexico2039+15y45 y/o$1,107/mo$1,106/mo$332,031
8.๐Ÿ‡ต๐Ÿ‡ฑLodz, Poland2040+16y46 y/o$1,147/mo$1,145/mo$344,090
9.๐Ÿ‡น๐Ÿ‡ญBangkok, Thailand2040+16y46 y/o$1,151/mo$1,149/mo$345,187
10.๐Ÿ‡ฏ๐Ÿ‡ตHamamatsu, Japan2040+16y46 y/o$1,168/mo$1,166/mo$350,311
11.๐Ÿ‡ต๐Ÿ‡พAsuncion, Paraguay2041+17y47 y/o$1,229/mo$1,227/mo$368,645
12.๐Ÿ‡ฏ๐Ÿ‡ตHiroshima, Japan2042+18y48 y/o$1,286/mo$1,285/mo$385,930
13.๐Ÿ‡ฏ๐Ÿ‡ตSendai, Japan2042+18y48 y/o$1,311/mo$1,310/mo$393,300
14.๐Ÿ‡ฏ๐Ÿ‡ตKobe, Japan2042+18y48 y/o$1,320/mo$1,318/mo$395,881
15.๐Ÿ‡ฒ๐Ÿ‡ฝCancun, Mexico2043+19y49 y/o$1,349/mo$1,348/mo$404,740
40 cities you can retire, first 10 shown and 30 hidden, to see all results



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