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FIRE Calculator: When Can You Retire Early If You Move Abroad?

Warning: your withdrawal rate is now set higher than your annual return rate! Reset to defaults

Financial Independence Calculator

You can retire at age 40 in ๐Ÿ‡จ๐Ÿ‡ณ Haikou, China with $226,362 net worth



How old are you?    Withdrawal rate     %
What's your net worth?
(assets — debt)
Debt interest rate     %
Where do you now live?     Annual investment return     %
What's your monthly income
? (net after tax)
Tax rate on investment returns     %
What's your monthly spending?
(in Bangkok)
Have a family?     Use cost of living for a family
Personalize?    Use your spending in Bangkok to estimate cost abroad (1.00x) Fat FIRE?     Retire luxuriously (5x cost)


RankCityYearIn yearsRetirement age 4% WithdrawalCost of LivingNet worth
1.๐Ÿ‡จ๐Ÿ‡ณ Haikou, China2036+10y40 y/o$755/mo$754/mo$226,362
2.๐Ÿ‡ฎ๐Ÿ‡ณ Visakhapatnam, India2036+10y40 y/o$764/mo$763/mo$229,233
3.๐Ÿ‡ช๐Ÿ‡ท Asmara, Eritrea2036+10y40 y/o$768/mo$767/mo$230,309
4.๐Ÿ‡ฎ๐Ÿ‡ณ Thane, India2036+10y40 y/o$770/mo$769/mo$231,027
5.๐Ÿ‡จ๐Ÿ‡ณ Changchun, China2036+10y40 y/o$774/mo$773/mo$232,105
6.๐Ÿ‡ป๐Ÿ‡ช Maracaibo, Venezuela2036+10y40 y/o$777/mo$776/mo$233,182
7.๐Ÿ‡ฐ๐Ÿ‡ช Mombasa, Kenya2036+10y40 y/o$780/mo$779/mo$233,900
8.๐Ÿ‡น๐Ÿ‡ญ Chiang Mai, Thailand2036+10y40 y/o$783/mo$782/mo$234,978
9.๐Ÿ‡น๐Ÿ‡ท Gaziantep, Turkey2036+10y40 y/o$783/mo$782/mo$234,978
10.๐Ÿ‡จ๐Ÿ‡ณ Zhanjiang, China2036+10y40 y/o$786/mo$784/mo$235,696
11.๐Ÿ‡ฎ๐Ÿ‡ณ Delhi, India2036+10y40 y/o$787/mo$786/mo$236,056
12.๐Ÿ‡ท๐Ÿ‡บ Ufa, Russia2036+10y40 y/o$787/mo$786/mo$236,056
13.๐Ÿ‡ช๐Ÿ‡ฌ Alexandria, Egypt2036+10y40 y/o$788/mo$787/mo$236,415
14.๐Ÿ‡ต๐Ÿ‡ญ Cebu, Philippines2036+10y40 y/o$795/mo$794/mo$238,571
15.๐Ÿ‡ง๐Ÿ‡ท Natal, Brazil2036+10y40 y/o$795/mo$794/mo$238,571
454 cities you can retire, first 10 shown and 444 hidden, to see all results
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