Hilo, Hawaii

Hawaii can be very affordable, especially if you're living a local-style lifestyle and not trying to import a typical mainland U.S. budget or habits. Those who grow their own food, fish, hunt, use solar power, and collect rainwater find the cost of living surprisingly low — around $600/month in more rural areas like Mt. View. Shopping at farmer's markets and avoiding processed foods also helps cut costs significantly. It’s especially cost-effective if you already own your home and car.

However, there are trade-offs. Electricity is notably expensive unless you use solar. There's also a higher rate of poverty and property crime that residents mention as ongoing issues. The area doesn't offer much in terms of cultural activities or social life, which can make it challenging for those who are single or looking for an active urban lifestyle. Overall, Hawaii can offer a simple, low-cost way of life if you're self-sufficient, but it's not ideal for everyone.