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Any nomads here with chronic medical conditions?

by @danielgenser 11yr 11yr | 5 comments

I’ll start – I have had type 1 diabetes since I was 19 (I’m now 32). I wear a Medtronic insulin pump that stays attached to me pretty much 24/7. One of the unique packing considerations I will have to make is how to fit as many consumable insulin pump supplies as I can into my backpack/roller bag.

The more I can fit, the longer I can do without refilling in an unknown area (there is a Medtronic rep in Bangkok that I’ve gotten in touch with, but when your life depends on something, you don’t take it lightly).

One of these little sandwich bags contain a single ‘set change’ which lasts 3 days.

At the same time, we’re trying to consider our health insurance needs. I don’t want to take my ~$1,000/month USA insurance policy expense with me in areas that it will not be accepted, but at the same time, Cigna Global and other such traveler medical insurance’s uniformly don’t cover pre-existing conditions.

I’ve gone without insurance before, and in an area like Thailand, I’m thinking I can get by with just paying retail cost for medicine and any needed doctor visits.

I’d love to hear from other type 1 diabetics, or really anyone who has had to consider such medical needs while nomading.

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@harris 10yr 10yr

Yup. I have a rare genetic disorder… I used to need infusions every 2 weeks… then when I started traveling, we tried to do it monthly instead… getting the medicine shipped to Costa Rica was quite a major undertaking. At first, I would have to bring a cooler filled with a 3 month supply… then eventually we got an agreement between my USA insurance company, USA Pharmacy, Costa Rican Hospital, and Costa Rican Pharmacy/Distributor…

At one point the CR hospital got wind of the cost of the medicine and tried to instill a 15% surcharge. (The retail on the medicine is $20,000 a month… so, that would’ve knocked me out of the game.) Luckily, I found a good local clinic that didn’t try to pull that stunt.

Now, thank goodness, there are pills available for my condition and that’s working nicely. The only problem there is I need someone to mule them from the states (every 4 weeks) b/c they’re not approved for use in Costa Rica yet. I’m not sure what I’ll run into when I move to Barcelona - maybe it’s approved there and I can get it directly.

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@rus 10yr 10yr

Type 2 diabetic here, was diagnosed just after I started travelling so I’ve been dealing with it whilst on the road.

I’m using diet and exercise to manage it, so I’ve had to limit some of the places I’d like to visit and things I’d like to be doing in order to compensate for that but so far it’s going ok.

Every 3 months I visit a private hospital for a round of blood tests and I carry a blood glucose meter with me which I use if anything changes. I live in a routine that lets me manage it so I don’t tend to worry too much about testing. I also don’t drink which removes a lot of the unknowns.

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@mrdanielschwarz 11yr 11yr

I am also Type 1. I’m not travelling as a nomad yet, but will be in three weeks. Previously, I have asked for as much medication as I can receive, and since I’m in the UK, it’s free. I’m also worried about running out, but I know that I can quickly come back home to refill. One of the biggest issues I’ve had is renting somewhere to live without checking that there is in fact a fridge to keep insulin cool, always check!

My bank will offer me travel insurance that will cover Type 1 as long as its down on record (Pre-Existing Condition, blah blah).

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@techstonia 11yr 11yr

I also have type I diabetes. I’m usually ‘only’ couple of months away from home so I try to take everything I need with me. I use insulin pens instead of pumps and I guess those are easier to get if something bad happens to the initial supply. I’m usually more worried about low blood sugars than the supply issues.

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@fernandoramallo 11yr 11yr

I’m HIV positive and my health is excellent as long as I take a pill every day.
It’s pretty much impossible to get them without insurance (a month’s supply costs like €3000) and there’s always restrictions on the amount of pills they can give you at once. In Germany, they’re only allowed to prescribe you up to three months’ worth, after that you have to wait and pick them up again when they’re about to run out.

What I end up doing is just taking as many as I can and going back home every two/three months, sometimes for just a week only to get my meds.

And of course, there’s always the annoyance of carrying all of them with me and being really scared that my backpack might be stolen with my meds inside and being stranded in a foreign place without access to them.
And like you said, every travel insurance I’ve found won’t cover them because it’s a pre-existing condition.

It’s definitely the biggest hurdle for being a long-term nomad for me.

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Read and participate in 14,117 discussions on Nomads.com

Any nomads in Arizona, US?

in Netherlands by @info132 5yr 5 years ago | 4 comments

Hi guys,

After the Netherlands, the Bay Area, Colorado and being on the van life for 8 months, I am now in Sedona, AZ with a few other digital nomads. We are sharing a home here and are wondering if there are more like minded people in the area.

We do a bunch of hikes and campouts in the northern of Arizona. If you would like to connect with us, please do so :)

Val

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Are there any digital nomads in the Islands e.g Bermuda, Barbuda, St. Kitts and Nevis?

in Antigua , Guatemala by @momo11 5yr 5 years ago | 3 comments

Does anyone ever travel to any Islands like Bermuda, Barbados, Barbuda and St. Kitts & Nevis?

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How do I get Travel/Medical Insurance for Portugal for visa application from Australia?

in Portugal by @jonathanpoh 5yr 5 years ago | 5 comments

I'm preparing my Portuguese D7 long-term visa application and one of the required documents is proof of travel insurance with medical coverage. However, as an Australian citizen, if put that as my country of residence in many travel insurance companies' quick quote forms, I'm unable to get ANY insurance coverage at all because of the current travel ban out of Australia, and the Australian govt's 'Do Not Travel' advice to ALL countries. I know that Aussies are applying for, and successfully getting visas from the Portuguese Consulate here, so where and how are they fulfilling this insurance requirement if insurers aren't selling any coverage? Does anybody know or have any ideas?

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Best place in Portugal near cool nomads, good surf, and a great cowork spot

in Portugal by @joelnicholson 5yr 5 years ago | 9 comments

Hi there, title says it all. Canadian nomad hoping to find the city/town in Portugal with great, consistent surfing, a solid coworking spot, and a fun group of young nomads. Please recommend!

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Tax advisor for permanent nomads?

by @eljaques 5yr 5 years ago | 1 comment

I'm in need of a tax advisor who understands "our" typical situation. I'm all good on being legal on taxes at this point, but as I'm doing more investing and there's more compliance and KYC and such, it's getting more complicated to deal with this topic. Not living in my country of citizenship, company in another country, resident in yet another country, banking in a different country ... you know how it is, a pile of red flags.

Would be great to find a good tax advisor to sort things in a way that makes my situation as "explainable" and easily dealt with as possible. Any leads?

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What is the best online insurance for digital nomads ?

by @berberos 5yr 5 years ago | 4 comments

Hi guys ! hope you are doing well.

I would love to get your feedback regarding the best insurance for digital nomads. i'm traveling around Asia since 1 year and for next 4 or 5 years. Would love to buy an insurance to cover especially :

- health

- laptop, phone ...

- Flights

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Any nomads working on startups?

by @mattlock 5yr 5 years ago | 33 comments

Hoping to see all the cool stuff people are working on while they live an extraordinary life.

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Does international health insurance for digital nomads exist?

by @al_steffen 5yr 5 years ago | 59 comments

Hey Nomads!

I’m looking for an international health insurance (no travel insurance) for my nomadic life. It should cover the basic services and at least be accepted in the EU (it’s ok if it’s not accepted in the US as I’m aware they rarely are). Nice to have: enter into a contract online. Anyone got a good experience or a recommendation?

Thanks in advance!

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How do digital nomads pay tax?

by @rodriigovieira 6yr 6 years ago | 19 comments

Hello everyone! I’m new here and probably this is a very newbie question, but it doesn’t leave my head.

How do you, nomads, pay your taxes? I mean, if you’re constantly traveling, how are you going to pay taxes for a certain country if you are going to stay there a short period of time?
Or do you return to your “original country” and then pay them?

By the way, this forum has very nice cool formatting features!

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Anyone know an accountant for Canadian nomads/expats?

by @noam_lightstone 6yr 6 years ago | 16 comments

Hey guys, this was my first year as a Canadian nomad.

As far as I know of, Canadians don’t pay taxes if they do not live in the country for 6 months.

But I’d like to talk to an accountant or someone who does Canadian taxes specifically for expats and nomads to get clear on the rules and for help on my return coming up.

Does anyone know someone who specializes in Canada who can help? I’ve seen plenty of US recommendations but none for us canucks.

Thanks guys!

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Where are the nomads in Mexico City?

in Mexico City , Mexico by @shellyfish 6yr 6 years ago | 9 comments

I just landed as a n00b digital nomad in Mexico City, and I am wondering… Where are all the international digital nomads hiding around here? I have been to several coworking spaces (Selina etc.) only to find A LOT of local Mexican workers and businesses. Don’t get me wrong, that is all fine, but I was hoping to meet some international nomads! Any advice?

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How do we solve housing for digital nomads?

by @levelsio 6yr 6 years ago | 61 comments

There’s been a lot of discussion on this recently.

Nomads usually stay in hostels, hotels and short-term apartments. But it’s all not very optimal.

I’ve heard people suggest getting funding and building a network of houses you can stay at for a subscription price (e.g. Bruno Haid is working on that).

I don’t want do physical stuff, so I’m thinking of building a platform around making housing better for nomads.

What are the housing problems nomads face? And how can we solve them with products/services?

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App/tool/service for nomads to bring things from another country?

by @brandonolin 6yr 6 years ago | 4 comments

I vaguely remember hearing about such a service before, but I’m drawing a blank on the name. Basically I left my tablet on a connecting flight in Europe, right before my main flight to Thailand. They have my tablet and are willing to ship it out for me, but people have warned me there’s a big risk of it getting “lost in the mail” if I ship something expensive like that to Thailand.

I’m wondering if there’s a service or community, where I can find a nomad who’s in Europe/heading to Thailand soon, so I can have it shipped to them in Europe and pay them to ferry it down here for me? I met someone in Budapest a ways back who had built something for this type of use-case, but I can’t remember the name of it. Any help would be appreciated!

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Are there any nomads from India?

in India by @ankitdas123 6yr 6 years ago | 56 comments

I have seen a lot of posts from different people across the world, but not even a single post from someone in India, who has been a nomad, either living within the country or traveling to another one.

Would definitely love to hear stories from such people. We are a couple traveling as social nomads who are trying to bridge the gap between the rural and urban societies in India. We have started out very humble and do not have much resources, so looking out for help from the community.

Ankit & Rishika
Around Love and Life

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How is Sicily for digital nomads?

by @gaelm 6yr 6 years ago | 15 comments

Hi all, I was looking for a cool spot in Southern Europe for winter and I’m considering Sicily… Have you ever been there? If yes, how was your experience? If not, why?
thanks!

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How is Bari, Italy for digital nomads?

in Bari , Italy by @mitch_dina 6yr 6 years ago | 7 comments

Greetings!
Does anyone have experience in Bari, Italy please? We are thinking of going from Dubrovnik, Croatia to Bari by boat in mid-March. Has anyone taken a boat across? Is it nice or can it be choppy? (We are trying to avoid planes, to reduce our carbon footprint, so adding more surface travel.) Also, any info you might be able to offer about Bari and the surrounds? Next step will likely be trains up Italy as the Spring progresses.

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How is Mauritius for digital nomads?

in Mauritius by @wakkos 6yr 6 years ago | 14 comments

Hello all,

I’m planning on spending a couple of month in Mauritius Island and even when I’ve been there for a week, never rented or worked there.

Does anyone here has tips or experience to share about Mauritius?

Cheers!

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Best way to connect with "local" nomads using Nomadlist?

by @migueltic 6yr 6 years ago | 4 comments

Hi, I’ve seen that Nomad List offers different options that could work for connecting with other nomads that are in the same place as me (forum, Slack, user maps, matches and maybe even more options I haven’t seen), but I’m not sure what is the best/recommended way to use all these options.

Should I use all of them? Start with a message in the forum and/or Slack?

Sending private messages to a lot of people feels a little bit “aggressive”. And matches are not based on current location if I understood it correctly.

By the way, I just arrived at Budapest

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Best American phone carrier for nomads

by @tylertringas 6yr 6 years ago | 12 comments

I’m surprised this isn’t anywhere on the forum yet. But just a pro tip for Americans about to start a nomad adventure. T-mobile offers unlimited SMS & data in 120 countries for FREE with any of their (already pretty cheap) plans. It’s ideal if you plan to be back in the US for any part of the year, but I honestly would consider it even if you’re going to be entirely out of the country.

You get bumped down to much slower 3G speeds, but it’s free and works as soon as you land. Can be super helpful before you’ve sorted yourself out with a local SIM. I usually keep my T-mobile SIM in my iPhone all the time and then buy a local SIM and drop it in my pocket wifi for both laptop and iPhone when needed. I keep my local US number and just use it (it’s like $0.05/min in most places) for important clients calls so they don’t have to bother with Skype.

I’m not affiliated at all, just a happy customer. Anybody found a better deal worth mentioning?

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Property Ownership - should digital nomads buy properties?

by @sparrow_23 6yr 6 years ago | 16 comments

I have been a digital nomad for the last couple of years. I have always worked in tech and now run a couple of profitable online businesses that give me a reliable income and allow me to fund a nomadic lifestyle.

I recently exited one of my businesses and I am considering to invest the income from the sale in properties, mainly for 2 reasons:

a) I don’t want to keep wasting my money in renting apartments across the cities I stay

b) I believe in properties as investment and I want to diversify my investment portfolio (mainly stocks)

After years of constant wander from one place to another, now I am the type of digital nomad who sticks to few locations: I mainly rotate across 4 places each year (San Francisco, Medellin, Berlin, Bali). Buying a house in each of those location would be difficult and too expensive. Therefore, I was wondering if there was any sort of service that combines an investment opportunity with the ability to access different properties around the world (even if just for a limited time per year) ?

Imagine living in 4 cities per year and having a house in each place that you can exclusively use for 3 months and at the same time having your investment growing (this depending on the market, of course). Wouldn’t that be great? I believe it could be done via a property fund selling you a share and giving you access to some of their properties for a limited timeframe each year.

Has anyone heard of anything like that?

Thanks!

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