Anybody knows of good online banks for Europeans?

Hi guys ! hope you are doing well.

I would love to get your feedback regarding the best insurance for digital nomads. i'm traveling around Asia since 1 year and for next 4 or 5 years. Would love to buy an insurance to cover especially :

- health

- laptop, phone ...

- Flights

I’m curious whether anyone drove to Mexico instead of flying and used their car down there. I’ve heard bad stories of people driving down there but not sure I believe them. How safe is it to drive through rural areas, and to park in cities? It would be cool to have the car to explore while there.

Any US nomads found health insurance with global coverage? My current approach has been to have US health insurance, essentially a waste of money but if I ever got very sick I could go home and have coverage. My actual healthcare is a combination of travel insurance (haven’t really used it much though) and paying cash in cheap places like SE Asia and Latin America. The cobbled together approach is neither simple nor very cost-effective. Love to find a product with global coverage that also satisfies Obamacare requirements. Any leads?

Any digital nomads that have lived for an extended period of time on a pacific island? I am planning on moving with my girlfriend for a 6 month period to a pacific island, and planning to live of copywriting and some other online work.

Have been looking at islands like Samoa, Tonga, Fiji, Cook Islands ++. Main problem is that many places seem to have expensive/bad internet speeds and access.

I dont´t need superfast internet, but it has to be good enough for me to surf, send e-mails, download pictures, update webpages and so on. Either good internet cafes or the possibility to rent appartments with internet that doesnt suck or blow our budget.

Any recommendations for the perfect pacific island for working online?

Hi All,
Can you suggest a cheap but reliable online Bank for Nomads?
What I meant by " cheap" is decent " service charges".

Hey there, i wanna spend one month on a greek island in August. Just need a view by the sea in a small village. Anybody has advice? By the way, i am a translator, so i need Internet…

I recently started running a software consultancy in the UK that specialises in MVP development and onboarding/marketing strategies. I found it relatively easy to get leads by attending networking events (quite a lot here in Edinburgh).

I plan to start travelling soon, though. Has anybody tried to travel while running a software consultancy? I’m really curious to find out how you handled finding new clients while doing that. Let’s say that if I go networking somewhere in Asia I won’t find clients willing to spend much on a project (and can’t just pay my employees less because I can’t find good paying projects).

Hi guys.

I’ll be travelling to Peru soon to volunteer and thinking to teach online in Cusco. I’m wondering what the best set-up would be for speeds high enough to teach via video-platform online. I’m open to getting a SIM Card with a data package, getting a dedicated internet provider for a private apartment or using an ethernet cable to increase speed.

Thank you,
Seda

The situation is that my BF is a UK citizen and I am not. We are traveling around SEA and planning to stop in the UK for 6 months to rekindle funds. Granted, the UK is not the cheapest place to rekindle funds, however, he can work and get a good job there.

I have already done my working visa in the UK so I can’t legally work there again. I’m a graphic designer and web designer and have decided that I will try and get freelance work to support myself whilst I’m over there.

My question is more related to tax and visas. I am an Australia citizen so I can get a 3 month tourist visa. I’m just a little worried about how strict they are over there on visas and questioning finance etc

Hi there, I’m currently looking at Allianz Global and IM Global as a health insurance for long-term travel in Asia. Any experiences with those two or are there better options for European residents?

Hi everyone!

I have recently opened a company in Estonia, and now looking for a bank to open a private account to receive salary to. Thing is, I am a Ukrainian citizen, and the fees are huge when making payments from my Estonian company bank account to the Ukrainian private account. For EU transfers, there are no fees. Also I do not feel my money are safe in Ukraine.

So currently I am looking for a bank in EU to open a private account with.

My priority is to have the costs associated with the account as low as possible. E.g. I’m fine with paying €200-300 to open the account, but it is a no-go for me if they require a monthly maintenance fee of €20-30. Which many of them do for foreigners. Also if they need an initial deposit or minimal remainder on the account of €1000+, this would be a strain for me. Another priority of course is nomad-friendliness: if I decide to withdraw the money outside the EU in a non-EU currency, I should not pay more than 5% in fees. And internet banking and customer support is also of importance, as I believe frequent visits to the bank’s country would be inconvenient for me as a non-resident.

So far I have looked at Swedbank, Rietumu and BlueOrange, all from Latvia. So far I had a great experience with Estonian corporate banking, so another Baltic country seemed like a good option to me. However, all of these banks have high maintenance fees for non-EU residents, from €20 to €50 per month. Also OrangeBlue has a minimal balance requirement of €1000.

All in all, I am very unexperienced in the matter of banking and am a bit in a loss. Can anybody kindly advise me on the “big picture” of banking in EU from the non-EU client’s perspective?

I am contemplating to spend some digital nomad time on Cabo Verde. But as it is not yet on the Nomad List I was wondering if anyone has been there and what it is like re: Internet speed and accommodation?

Hi nomads! I’m trying to figure out all props and cons of using Charles Schwab vs N26 banks. Is anyone using those banks? If yea - what you like/dont like about it. And if income is mostly in US which one is better to open?

Thanks

I was thinking of living in Quito for a few months. Anybody have any experience there?

Has anybody ever encountered a travel gear manufacturer that makes gear that is solid and durable, but that is intentionally designed to look old and crappy? For international travel, I want good, durable gear, but I’m uncomfortable walking around with slick, brand-new-looking, expensive-looking gear (especially with my family in tow). I’m happy to snatch up any good used gear (reduce, reuse, recycle) that we’re lucky enough to encounter, but selection is limited, and durability is often compromised. Seems like there’d be a decent market for some durable but ragged-looking travel gear. What i have in mind is luggage, backpacks, laptop cases, smartphone cases, camera bags, infant/toddler carriers, etc. I’m sensitive to the preppy fad of clueless, well-off westerners dressing up like the poor in naive but trendy mockery, but that’s not what I’m after, here. I just want good gear that doesn’t put a target on my back as we traipse around various parts of the world. Anybody have any thoughts on this…?

Hi All

So… a few months ago when I was in Asia, for some reason I decided that it was gonna be too hot over the summer months and I wanted to mix it up with a few months touring Europe. So I had the idea to buy and RV and drive round for a few months.

Meet Teagan

13736861_547007932153638_2115208721_n (1).jpg1080×667 165 KB

It’s taken a few months going through the process of getting my license to drive the RV, because it’s so large it wasn’t covered on my standard driving license. Add to that, I had some solar panels fitted for unlimited power, and a massive satellite dish for internet wherever I go.

I’ve now got my ferry booked out of the UK for September 11th and at the moment have no plans past the first few weeks.

Has anyone on here done anything similar before? Any places recommended, or anyone around Europe over the next few months?

I’m doing about 3 months worth before heading to Vegas for NYE and around the states for a few months after that before back to Asia for a bit.