Here is a link to the account youโll want: Itโs called the Investor Checking Account.
It requires that you start an investment account, which you donโt have to actually use and has no fees to have. Their bread and butter is investment management, and the checking accounts are largely an attractive feature to help people make the decision to use their other services.
On one of our account groups there, weโve never used the investment account at all, other than to initially fund the account.
As far as transferring funds, once accounts are all set up and verified with each other, itโs a simple matter to move money around wherever you are to/from whichever accounts you have. Weโve used only online banking for 3-4 years now, and have not had anything but easy success with them.
The only issue I can see is if you still get checks mailed to you with any regularity, as there are very few actual physical locations to take them, and for the most part, they need to be mailed in.
There is a mobile app I havenโt dealt with much that should have the photo check deposit thing. But I donโt generally deal with checks, so canโt really speak on that much.
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