Has anyone got a mortgage in a foreign country, as self-employed nomad?

Winter is coming and I’m feeling the ache of travelling after being stuck in the same place since the Pandemic started. Wondering if anyone is travelling right now? If so, where are you currently located and how is the situation where you are?

Hello World!

I'm an experienced Digital Nomad and after being in Lockdown in Bangkok and Germany for one year I would like to team up with someone to visit a new place. Or just doing some exchange about what destinations would be interesting currently.

I take the virus seriously and still I think we can still be able to take our life in our own hands. So I'm aiming for cities/countries which are not in full lockdown, are not too complicated about immigration (I'm looking at you Thailand, your state quarantine costs like 1k USD and is basically a prison) and is also rather safe regarding the virus. I tend to stick for rather big cities and like culture. I'm not a beach or nature person. I'm pretty flexible about the money topic.

I will be traveling/working through Mexico with my dog February to April. My plan is to stay in Sayulita for about 2-4 weeks, then travel south along the cost.

Is there anyone who wants to share an airbnb apartment? I was thinking of renting a private villa, but because these are large and have multiple rooms, I was wondering if there are fellow nomads wanting to share? I’m open to other locations as well (Puerto Vallerta, Oaxaca, and everything in between these two locations.

I'm thinking about taking a sailing (yachting) course in the Mediterranean Sea this coming September or October. Thus far from my research, it seems that most courses are held in locations with not many digital nomads. My thinking is that it would be more fun to go to a place with like-minded people. Therefore, I'm wondering if anyone else is interested in taking a sailing course in the Mediterranean this fall? If not, do you know a location that offers good sailing courses, where there is also many digital nomads / nomad infrastructure?

Anyone know of any groups or resources for Ph.D. students working on dissertation while living as a digital nomad? I know there are several virtual writing groups around, but wondered if there were any specifically for digital nomads, particularly those who are dissertating.

Thanks!

I have finally saved enough money to start investing. What company gives good, diversified access to stock, ETFs and mutual funds? Does it make sense to use company like Vanguard or Fidelity for that? I’m a EU/Poland citizen, how would I transfer my money back and forth without incurring significant fees?

I’m a big believer in co-living but I’m finding hard to find all the options available in different cities.

I have found the major players like Roam, The Collective, and WeLive but haven’t found many others.

Has anyone seen a list or should I start making one?

Hello digital nomad!

I dream of being an independent digital nomad. But it feels very elusive & unattainable with my success rate. In full disclosure, whilst I have dreamed about making money online since high school; I have not earned a single cent making money online. $0, nada, zilch!! On the contrary, I have spent a lot of time & money on books, podcasts. Even though I have spent a lot of time reading/listening to others, I do not have anything to show for it!

I have made attempts in the past to start an online business, but these fizzle out quite quickly when I do not see traction especially when the goal I have set myself is too high.

Instead of reaching for the ultimate nomadic lifestyle goal, I want to start much smaller. Really small! I am simply looking to make $50 profit per month from a new online business. That’s it.

I need some advice from you please!

• Is $50 profit too low? How long did it take you to earn $50 profit per month?

• What is a good way of achieving this goal?

Thanks
Mark
aka the $0 online business entrepreneur

Hey guys, this was my first year as a Canadian nomad.

As far as I know of, Canadians don’t pay taxes if they do not live in the country for 6 months.

But I’d like to talk to an accountant or someone who does Canadian taxes specifically for expats and nomads to get clear on the rules and for help on my return coming up.

Does anyone know someone who specializes in Canada who can help? I’ve seen plenty of US recommendations but none for us canucks.

Thanks guys!

Any long terms Project Fi users cancelled?

Planning on being outside of the US for a year or more and disappointed to just discover their “termination for excessive international roaming” fine print (similar to T-Mobile’s) as follows:

“The Services must be primarily used in the United States and are not intended for extended international use. Further, the Services are designed for use predominantly within our network. If your usage outside our network is excessive, abnormally high, or cause us to incur too much cost, we may, at our option and sole discretion, suspend your Project Fi account, terminate your service, or limit your use of roaming.”

When you meet new people or reconnect with old friends, do you “out” yourself as a digital nomad? The simple question “where do you live?” makes us uncertain now. We wonder if some places may be less welcoming to digital nomads, or if “digital nomad” has a negative connotation in some places. If you are forthcoming from the start, does your status as a digital nomad make it hard to form friendships?

We would love to hear how other people navigate this… how to balance being authentic in relationships vs. withholding the context (and allowing people to assume you’re on vacation, for example).

Thanks!

I’m currently in Penang, Malaysia and I was thinking to head to Thailand next. What are the best islands in Thailand to get some work done? I was considering either Ko Lanta or Ko Phangan because those both islands have coworking spaces. I might need to take some client calls, also video. Is the wifi good enough? Are there any other differences between the islands?

I’m looking to spend 1-3 months in Alicante or Valencia this fall and would like to take a Spanish class there.

Hey guys, here’s a question I’ve been asking nomads I meet everywhere, but still haven’t found good information. My startups mostly focus on american and european markets but I don’t have a registered company, nor I live permanently on any of these countries.

I get the cash payments online in paypal (or adsense) and transfer it to Thailand (or Malaysia, or Bali, or Brazil, or wherever I’m at). The thing is… for low volume living expenses it seems fine, but as I scale the business, I’m starting to think more and more about fiscal law.

A fellow nomad told me to transfer it to Singapore, Hong Kong or The Virgin Islands, and then use an international credit card anywhere. I don’t know if it’s the best way to optimize this… any ideas?

Also, could there be any problems in selling to these countries without a registered local company?

Hi,
My name is Nick,currently living in Australia and looking at moving to Shikoku next year to live for a couple of years.My wife is Japanese,but I dont speak much though I have lived in Tokyo for some years previously.
Any advice on best areas to look at would be greatly appreciated ,

Thanks in advance
Nick

Heyo folks! The idea to open up an own coworking space in Malaysia has been on my mind for quite a while and I would like to reach out on foreigners being a business owner/co working space owner in Malaysia, there are a lot of questions that would follow up but most importantly is to reach out to someone with experience.

Ideally would be someone who runs a coworking space in Malaysia, second best would be to just come in touch with a foreign business owner in Malaysia.
Cheers
Yamin

We just finished our first stint around South East Asia and somehow survived 3 days of way too many flights, leaving me to feel like death.

Too much shitty airplane food, not enough sleep, big time difference from Mexico to SEA.

Anyone have tips to prevent that more in the future (aside from better flight plans)? More importantly, how do I recover faster from this horror?

The ideal bank will have an easy on-boarding as a European student studying and living in Sweden for a year and is merciful when it comes to sending GBP into the account.
Can anybody recommend a good Swedish bank?

HI, I’m from Argentina: new to Nomad List, and to digital nomad life in general

I want to travel to Budapest on March for two months, can anyone recommend
the best area to stay?