Podgorica

Podgorica is a small and very safe city with a laid-back atmosphere, making it a good place for those looking to work or live affordably in Montenegro. The cost of living is lower than in coastal areas, and it's less crowded, with plenty of cafes, restaurants, and bars that are mostly frequented by locals. The internet is reliable and fast, which is helpful for remote work or digital nomads. The city is also well connected by road, making it a practical base for exploring both the north and south regions of the country.

On the downside, Podgorica is not a tourist destination. Many visitors find it lacking in attractions and describe the architecture and city layout as uninteresting or even dull. While there are some natural spots like rivers and parks, there's generally not much for tourists to do or see in the city itself. Other Montenegrin cities such as Kotor or those along the coast are considered significantly more scenic and vibrant.

Overall, Podgorica is ideal for those seeking a quiet, affordable, and practical base, but travelers looking for sightseeing or cultural depth might want to look elsewhere in Montenegro.