Solid list, Tony. I follow similar minimalist principles, and currently this is my top 10 tools:
1. Bitwarden โ moved from 1Password because I prefer the open-source alternative and their free plan gives me everything I need.
2. Debit cards from multiple providers and packed in two different bags. I use Revolut, Wise, N26, Bunq, Zen com, ING Australia.
3. Every physical card has an Apple Pay counterpart on my iPhone and Apple Watch. For redundancy.
4. I rarely have medical emergencies, so I only carry ibuprofen, disinfectant, plasters.
5. All my devices use USB-C, so I only use Apple chargers + official adapters.
6. For backwards compatibility, I have a short Rolling Square inCharge XL 6-in-1 cable.
7. For full-day trips with heavy phone usage, I carry a Baseus 20W Magnetic 6000mAh Powerbank.
8. However, my iPhone 17 Pro (eSIM only) with the vapor chamber holds for a full day even with heavy usage.
9. MacBook Pro 14" M1 Pro 32 GB RAM is still a beast. The fans are handy during heavy AI tasks and when working in hot environments.
10. Emergency account โ same as Tony, I have easy to access funds to cover for unexpected expenses. Both Wise and Revolut offer dedicated Flexible Cash accounts with around 3.5% interests to protect money from inflation.
I wrote more about these tools on my blog:
โข https://nerdontour.net/essential-usb-c-cable-that-every-nomad-should-have/
โข https://nerdontour.net/esim-only-iphone-17-pro-its-the-right-time-to-ditch-the-sim/
โข https://nerdontour.net/earn-over-3-5-per-year-with-revolut-and-wise/
If you have any other questions, feel free to ask.