Yes, I did. But I only needed a travel insurance, not a full one.
Also I wanted one without any deductible and one that doesn't have an exception for "high risk activities" like scuba diving, etc. 🙂

Hi everyone! I’m gonna buy a new MacBook Pro, do you have any insurance to recommend ? (Accident, loss, theft) Thanks!

apple care plus is very good, but it's just for damage. it works globally

Hi friends, I'm thinking of creating an health insurance pool of nomads, what this would mean:

Best insurance out there
Cheaper then reg insurance
A policy that also covers pre-existing conditions

We need at least 6-10 ppl for this, if ur intrested pls dm me or like this msg so i'd get back to you

🙏🏻❤️

Interesting approach. In order to make this work you need a truly randomized pool of at least 50 people.

If you also want to cover pre-existing conditions you need an even larger pool and make sure that you don’t attract only people who actually do have expensive conditions. Otherwise your calculations will flip after the first year and your massive price increases will scare people away in no time.

i heard you need 6-10, but an insurance broker told me this, maybe he's wrong, also I heard that the pool shares risk with other small pools so even if something happens to someone, the price doesn't sky rocket for your specific pool

but I'm no expert, we will create a group and figure all of this out together

Good luck with that! You got my contacts. I can give you some guidance whenever you want.

As an industry expert I can tell you: If you gather a group of people with Diabetes, Cron’s Disease, Obesity etc. who wouldn’t get individual coverage then no other pool will cover your exploding costs. These are the rules of the market. You can only get coverage being part of a large randomized group (like being an employee of a large international corporate) or by force (like in a state social security system that finds its limits in its borders).

Everything else is called “negative risk attraction” - the thing the insurance industry avoids like the devil avoids holy water.

Does someone have experience with a medical tourism insurance?
My wife is potentially planning a spinal operation in Switzerland which our normal insurance won't cover, therefor we'll have to pay for the treatment out of pocket, this is ok.
What we're worried about are potential complications during the operation, for example a long lasting infection which might suddenly increase the bill significantly because she'll have to spend more time at the hospital.
I have seen that there are various medical tourism insurance providers which would cover such unforseen complications, but they all look like relatively small companies, so I have some doubt how much I can trust them.