Hi everyone! Does anyone have recommendations for European + near-European countries? (Georgia, Albania, Turkey etc)

It would be perfect to have one insurance for long term in multiple countries, so that I don’t have to take my chances each time

Sure, a proper International health insurance covers you long-term and wherever you go. Look into providers like Foyer Global Health, April International, Passportcard, Genki or COVRDEE.

We've been pretty happy with Mawista so far. Especially, since they don't exclude activities like scuba diving.
But we haven't had to use them in an emergency yet 😅

Just keep in mind that Mawista doesn't offer comprehensive international health insurance but only long-term travel insurance. That means it
a) has a limited duration and
b) requires an underlying (public or private) health insurance back in your home country.

That's because travel insurance only pays for your emergency and urgent treatments in the destination country - but in case of a severe need of medical care they airlift you back home for treatment. And if you don't have a proper health insurance there then your travel medical insurance was a waste of money in the first place.

Has anyone found good loss of work ability insurance?

The only income compensation plan for our location independent crowd comes as an add-on to their health insurance by French April International.
Most standalone products are whether way too expensive or restrictive (e.g. to employees - which is not really the common way of earning money among nomads).

Intresting

Happy to share a personal quote, will contact you via DM.

Yes, i do have an underlying insurance at the moment, so that works for me. For now 🙂
I saw that they have a more longterm product that seems to be more comprehensive, but it is limited to 5 years I believe. I never checked it out more closely: https://www.mawista.com/en/tariffs/health-insurance-expatcare/

Have you looked into Genki? I just stumbled across them recently, and I think they're Germany-based but an international health insurance.

Yes, I did. But I only needed a travel insurance, not a full one.
Also I wanted one without any deductible and one that doesn't have an exception for "high risk activities" like scuba diving, etc. 🙂

Hi everyone! I’m gonna buy a new MacBook Pro, do you have any insurance to recommend ? (Accident, loss, theft) Thanks!

apple care plus is very good, but it's just for damage. it works globally