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proki9 3mo
I was asking about this a while ago in the nomad comunity and they reached the consensus about the best global health insurance which is:
william russel
proki9 3mo
I was checking it myself and cheapest plan is for 100 dollars a month and coverage is pretty good
proki9 3mo
I did not use it because I need to have covered extreme sports and rainforest trips but for general population this should be the best choice
mrhuebner 3mo
So with did you go with instead then?
Any experience with claims handling etc.?
clouedoc 2mo
For the insurance for my Cambodian girlfriend, Christoph Huebner did an excellent job understanding the situation and finding an insurance that fits with a little bit of trickery ๐Ÿ‘Œ
mrhuebner 2mo
Thanks a lot! Always happy to help - and grateful for a little challenge. ๐Ÿ˜Ž
roromaniv 1mo
Hi everyone! Does anyone have recommendations for European + near-European countries? (Georgia, Albania, Turkey etc)

It would be perfect to have one insurance for long term in multiple countries, so that I donโ€™t have to take my chances each time
mrhuebner 1mo
Sure, a proper International health insurance covers you long-term and wherever you go. Look into providers like Foyer Global Health, April International, Passportcard, Genki or COVRDEE.
mrhuebner 1mo
I suggest to consult an independent licensed broker for the right choice.
simjost 1mo
We've been pretty happy with Mawista so far. Especially, since they don't exclude activities like scuba diving.
But we haven't had to use them in an emergency yet ๐Ÿ˜…
mrhuebner 1mo
Just keep in mind that Mawista doesn't offer comprehensive international health insurance but only long-term travel insurance. That means it
a) has a limited duration and
b) requires an underlying (public or private) health insurance back in your home country.

That's because travel insurance only pays for your emergency and urgent treatments in the destination country - but in case of a severe need of medical care they airlift you back home for treatment. And if you don't have a proper health insurance there then your travel medical insurance was a waste of money in the first place.
mrhuebner 1mo
And as you seem to be German - check this out:
https://nomads.insure/de/gkv-ruckkehr-nach-deutschland-muss-mich-die-kasse-annehmen/
Has anyone found good loss of work ability insurance?
mrhuebner 1mo
The only income compensation plan for our location independent crowd comes as an add-on to their health insurance by French April International.
Most standalone products are whether way too expensive or restrictive (e.g. to employees - which is not really the common way of earning money among nomads).
Intresting
What are their terms?
mrhuebner 1mo
Happy to share a personal quote, will contact you via DM.
simjost 1mo
Yes, i do have an underlying insurance at the moment, so that works for me. For now ๐Ÿ™‚
I saw that they have a more longterm product that seems to be more comprehensive, but it is limited to 5 years I believe. I never checked it out more closely: https://www.mawista.com/en/tariffs/health-insurance-expatcare/
simjost 1mo
As i didn't fully deregister myself from Germany (yet), it's not an issue (yet). But people are not paying attention to this too much and can fall into an uncomfortable trap.
I am currently discussing some of these points with my government health insurance.
putmyname 1mo
Have you looked into Genki? I just stumbled across them recently, and I think they're Germany-based but an international health insurance.
simjost 24d
Yes, I did. But I only needed a travel insurance, not a full one.
Also I wanted one without any deductible and one that doesn't have an exception for "high risk activities" like scuba diving, etc. ๐Ÿ™‚
aurrou 11d
Hi everyone! Iโ€™m gonna buy a new MacBook Pro, do you have any insurance to recommend ? (Accident, loss, theft) Thanks!
leonardo 11d
apple care plus is very good, but it's just for damage. it works globally
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